{"id":2632,"date":"2020-05-12T12:44:38","date_gmt":"2020-05-12T08:44:38","guid":{"rendered":"https:\/\/ictimai.az\/?p=2632"},"modified":"2020-05-12T21:17:37","modified_gmt":"2020-05-12T17:17:37","slug":"azerbaycanda-bu-banklar-da-baglandi","status":"publish","type":"post","link":"https:\/\/ictimai.az\/?p=2632","title":{"rendered":"Az\u0259rbaycanda bu banklar da ba\u011fland\u0131"},"content":{"rendered":"<p><strong>\u201cAGBank\u201d ASC v\u0259 \u201cNBCBank\u201d ASC -nin lisenziyalar\u0131 l\u0259\u011fv edilib v\u0259 h\u0259r iki bank\u0131n m\u00fcflisl\u0259\u015fm\u0259 yolu il\u0259 l\u0259\u011fv edilm\u0259si bar\u0259d\u0259 m\u0259hk\u0259m\u0259y\u0259 m\u00fcraci\u0259t olunub.<\/strong><\/p>\n<p>&#8220;Qafqazinfo&#8221; x\u0259b\u0259r verir ki, bu bar\u0259d\u0259 M\u0259rk\u0259zi Bank m\u0259lumat yay\u0131b:<\/p>\n<p>Az\u0259rbaycan Respublikas\u0131 M\u0259rk\u0259zi Bank\u0131n\u0131n \u0130dar\u0259 Hey\u0259tinin 27 aprel 2020-ci il tarixli q\u0259rarlar\u0131 il\u0259 \u201cBanklar haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131 Qanununun 57.1-ci v\u0259 57.3-c\u00fc madd\u0259l\u0259rin\u0259 \u0259sas\u0259n \u201cAtabank\u201d ASC, \u201cAGBank\u201d ASC, \u201cNBCBank\u201d ASC v\u0259 \u201cAmrahbank\u201d ASC-y\u0259 m\u00fcv\u0259qq\u0259ti inzibat\u00e7\u0131lar t\u0259yin olunub, bu banklar\u0131n idar\u04d9 olunmas\u0131 \u00fczr\u04d9 b\u00fct\u00fcn s\u04d9lahiyy\u04d9tl\u04d9r, o c\u00fcml\u04d9d\u04d9n bank s\u04d9hmdarlar\u0131n\u0131n \u00fcmumi y\u0131\u011f\u0131nca\u011f\u0131n\u0131n s\u04d9lahiyy\u04d9tl\u04d9ri m\u00fcv\u04d9qq\u04d9ti inzibat\u00e7\u0131ya ke\u00e7ib. Daha sonra M\u0259rk\u0259zi Bank\u0131n \u0130dar\u0259 Hey\u0259tinin 28 aprel 2020-ci il tarixli q\u0259rar\u0131 il\u0259 h\u0259min banklardan ikisinin &#8211; \u201cAtabank\u201d ASC-nin v\u0259 \u201cAmrahbank\u201d ASC-nin lisenziyalar\u0131 h\u0259min tarixd\u0259n etibar\u0259n l\u0259\u011fv edilib.<\/p>\n<p>Bu q\u0259rarlar\u0131n q\u0259bul edilm\u0259sind\u0259n \u00f6t\u0259n d\u00f6vr \u0259rzind\u0259 M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n m\u00fcv\u0259qq\u0259ti inzibat\u00e7\u0131 t\u0259yin edilmi\u015f \u201cAGBank\u201d ASC v\u0259 \u201cNBCBank\u201d ASC-d\u0259 qanunvericilikl\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f t\u0259dbirl\u0259rin h\u0259yata ke\u00e7irilm\u0259si davam etdirilib, m\u00fcvafiq qiym\u0259tl\u0259ndirm\u0259l\u0259r apar\u0131l\u0131b.<\/p>\n<p>\u201cNBCBank\u201d ASC-d\u0259 m\u00fcv\u0259qq\u0259ti inzibat\u00e7\u0131 t\u0259r\u0259find\u0259n apar\u0131lm\u0131\u015f qiym\u0259tl\u0259ndirm\u0259l\u0259r bir daha h\u0259min bank\u0131n maliyy\u0259 v\u0259ziyy\u0259tinin qeyri-q\u0259na\u0259tb\u0259x\u015f oldu\u011funu, kapital\u0131n tam itirildiyini, likvidliyi il\u0259 ba\u011fl\u0131 ciddi probleml\u0259rinin oldu\u011fu t\u0259sdiq olunub, \u0259man\u0259tl\u0259r \u00fczr\u0259 \u00f6hd\u0259likl\u0259rini yerin\u0259 yetir\u0259 bilm\u0259diyi v\u0259 banka t\u0259tbiq edilmi\u015f t\u0259shih t\u0259dbirl\u0259rin\u0259 riay\u0259t edilm\u0259diyi m\u0259lum olub. \u201cNBCBank\u201d ASC t\u0259r\u0259find\u0259n t\u0259tbiq edilmi\u015f riskli v\u0259 qeyri-prudensial kredit siyas\u0259ti n\u0259tic\u0259sind\u0259, Az\u0259rbaycan Respublikas\u0131 \u0130poteka v\u0259 Kredit Z\u0259man\u0259ti Fondunun v\u0259saiti hesab\u0131na verilmi\u015f ipoteka kreditl\u0259ri istisna edilm\u0259kl\u0259, 30 aprel 2020-ci il tarixin\u0259 bank\u0131n kredit portfelinin 54%-i (73 mln. manat) qeyri-i\u015fl\u0259k statusundad\u0131r. M\u0259qs\u0259dli ehtiyatlarda apar\u0131lan korreksiyalardan sonra bank\u0131n m\u0259cmu kapital\u0131 m\u0259nfi 24 mln. manat t\u0259\u015fkil edib. Kapital m\u00f6vqeyinin b\u0259rpas\u0131 \u00fc\u00e7\u00fcn 74 mln. manat m\u0259bl\u0259\u011find\u0259 \u0259lav\u0259 kapital qoyulu\u015fu t\u0259l\u0259b olunub. Bundan \u0259lav\u0259, m\u00fcv\u0259qq\u0259ti inzibat\u00e7\u0131 t\u0259r\u0259find\u0259n m\u00fc\u0259yy\u0259n edilib ki, bank t\u0259qdim etdiyi prudensial v\u0259 statistik hesabatlar\u0131 davaml\u0131 olaraq t\u0259hrif edib.<\/p>\n<p>\u201cAGBank\u201d ASC-d\u0259 d\u0259 m\u00fcv\u0259qq\u0259ti inzibat\u00e7\u0131 t\u0259r\u0259find\u0259n apar\u0131lm\u0131\u015f d\u0259qiql\u0259\u015fdirm\u0259l\u0259r h\u0259min bank\u0131n maliyy\u0259 v\u0259ziyy\u0259tinin qeyri-q\u0259na\u0259tb\u0259x\u015f oldu\u011funu, kapital m\u00f6vqeyinin tam itirildiyi t\u0259sdiq edilib v\u0259 daha da pisl\u0259\u015fdiyi m\u0259lum olub. 30 aprel 2020-ci il tarixin\u0259 bank\u0131n kredit portfelinin 51%-i qeyri-i\u015fl\u0259k statusundad\u0131r. M\u0259qs\u0259dli ehtiyatlarda apar\u0131lan korreksiyalardan sonra bank\u0131n m\u0259cmu kapital\u0131 m\u0259nfi 167 mln. manat t\u0259\u015fkil edib. Kapital m\u00f6vqeyinin b\u0259rpas\u0131 \u00fc\u00e7\u00fcn 212 mln. manat m\u0259bl\u0259\u011find\u0259 \u0259lav\u0259 kapital qoyulu\u015fu t\u0259l\u0259b olunub.<\/p>\n<p>Qeyd olunanlar\u0131 n\u0259z\u0259r\u0259 alaraq, kapitallar\u0131n\u0131 tam itirdikl\u0259rin\u0259, kreditorlar\u0131 qar\u015f\u0131s\u0131nda \u00f6hd\u0259likl\u0259rini yetir\u0259 bilm\u0259dikl\u0259rin\u0259, habel\u0259 cari f\u0259aliyy\u0259tini etibarl\u0131 v\u0259 prudensial qaydada h\u0259yata ke\u00e7irm\u0259dikl\u0259rin\u0259 g\u00f6r\u0259 M\u0259rk\u0259zi Bank\u0131n \u0130dar\u0259 Hey\u0259ti t\u0259r\u0259find\u0259n 12 may 2020-ci il tarixind\u0259n etibar\u0259n \u201cBanklar haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131 Qanununun 16.1.6-c\u0131, 16.1.7-ci v\u0259 16.1.9-cu madd\u0259l\u0259rin\u0259 \u0259sas\u0259n \u201cAGBank\u201d ASC-nin v\u0259 \u201cBanklar haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131 Qanununun 16.1.6-c\u0131, 16.1.7-ci, 16.1.8-ci, 16.1.9-cu v\u0259 16.1.16-c\u0131 madd\u0259l\u0259rin\u0259 \u0259sas\u0259n \u201cNBCBank\u201d ASC-nin lisenziyalar\u0131 l\u0259\u011fv edilib v\u0259 h\u0259r iki bank\u0131n m\u00fcflisl\u0259\u015fm\u0259 yolu il\u0259 l\u0259\u011fv edilm\u0259si bar\u0259d\u0259 m\u0259hk\u0259m\u0259y\u0259 m\u00fcraci\u0259t olunub.<\/p>\n<p>H\u00f6kum\u0259t v\u0259 M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n at\u0131lan add\u0131mlar\u0131n \u0259sas h\u0259d\u0259fi b\u00fct\u00f6vl\u00fckd\u0259 bank sisteminin sa\u011flamla\u015fd\u0131r\u0131lmas\u0131 v\u0259 \u0259halinin maraqlar\u0131n\u0131n, x\u00fcsusil\u0259 onlar\u0131n banklarda olan \u0259man\u0259tl\u0259rinin qorunmas\u0131 v\u0259 onlar\u0131n banklarda olan \u0259man\u0259tl\u0259rinin itirilm\u0259si t\u0259hl\u00fck\u0259sinin qar\u015f\u0131s\u0131n\u0131n al\u0131nmas\u0131 v\u0259 onlardan s\u0259rb\u0259st istifad\u0259 etm\u0259k imkanlar\u0131n\u0131n yarad\u0131lmas\u0131d\u0131r. Lisenziyas\u0131 geri al\u0131nm\u0131\u015f 4 bankda \u0259halinin qorunan \u0259man\u0259tl\u0259rinin \u00fcmumi m\u0259bl\u0259\u011fi 686 milyon manat t\u0259\u015fkil etm\u0259kl\u0259, \u00fcmumilikd\u0259 215 min \u0259man\u0259t\u00e7ini \u0259hat\u0259 edir. Bu banklarda \u00fcmumi \u0259man\u0259t portfelinin 99%-d\u0259n \u00e7oxu qorunan \u0259man\u0259tl\u0259rdir v\u0259 onlar tam kompensasiya edilir.<\/p>\n<p>L\u0259\u011fvedici t\u0259r\u0259find\u0259n banklar\u0131n \u00f6hd\u0259likl\u0259rinin icras\u0131 ilk n\u00f6vb\u0259d\u0259 \u0259man\u0259tl\u0259rin qaytar\u0131lmas\u0131ndan ba\u015flayacaq. Aktivl\u0259rin realla\u015fd\u0131r\u0131lmas\u0131ndan v\u0259 \u0259mlak\u0131n sat\u0131\u015f\u0131ndan daxil olan v\u0259saitl\u0259r s\u00f6z\u00fcged\u0259n banklar\u0131n dig\u0259r \u00f6hd\u0259likl\u0259rinin (biznes subyektl\u0259rinin, el\u0259c\u0259 d\u0259 \u0259man\u0259tl\u0259rin s\u0131\u011fortalanmas\u0131 sxemi il\u0259 \u0259hat\u0259 edilm\u0259mi\u015f fiziki \u015f\u0259xsl\u0259rin qar\u015f\u0131s\u0131nda olan \u00f6hd\u0259likl\u0259rinin) qanunvericilikl\u0259 m\u00fc\u0259yy\u0259n edilmi\u015f n\u00f6vb\u0259likl\u0259 icras\u0131na y\u00f6n\u0259l\u0259c\u0259k.<\/p>\n<p>M\u0259lumat \u00fc\u00e7\u00fcn bildiririk ki, qanunvericiliyin t\u0259l\u0259bl\u0259rin\u0259 uy\u011fun olaraq, M\u0259rk\u0259zi Bank\u0131n \u0259riz\u0259si \u0259sas\u0131nda Bak\u0131 Apelyasiya M\u0259hk\u0259m\u0259sinin 30 aprel tarixli q\u0259rarlar\u0131 il\u0259 \u201cAtabank\u201d ASC v\u0259 \u201cAmrahbank\u201d ASC m\u00fcflis elan olunub, \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondu bu banklara l\u0259\u011fvedici olaraq t\u0259yin edilib. 1 may tarixind\u0259n banklar\u0131n l\u0259\u011fvediciy\u0259 t\u0259hvil verilm\u0259si prosesin\u0259 ba\u015flan\u0131l\u0131b v\u0259 haz\u0131rda t\u0259hvil-t\u0259slim prosesl\u0259ri art\u0131q yekunla\u015fmaq \u00fczr\u0259dir. Art\u0131q \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondunun Himay\u0259\u00e7ilik \u015euras\u0131n\u0131n q\u0259rar\u0131na \u0259sas\u0259n, \u201cAtabank\u201d ASC v\u0259 \u201cAmrahbank\u201d ASC-d\u0259 qorunan \u0259man\u0259tl\u0259rin kompensasiyalar\u0131n verilm\u0259si \u00fc\u00e7\u00fcn agent bank qismind\u0259 \u201cKapitalbank\u201d ASC se\u00e7ilib v\u0259 qorunan \u0259man\u0259tl\u0259r \u201c\u018fman\u0259tl\u0259rin tam s\u0131\u011fortalanmas\u0131 haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131n\u0131n Qanununa uy\u011fun olaraq tam kompensasiya olunacaq.<\/p>\n<p>L\u0259\u011fv edilmi\u015f banklar\u0131n ham\u0131s\u0131 \u018fman\u0259tl\u0259rin Si\u011fortalanmas\u0131 Fonduna \u00fczv banklard\u0131r v\u0259 \u0259halinin bu banklarda qorunan \u0259man\u0259tl\u0259ri he\u00e7 bir d\u00f6vl\u0259t v\u0259saiti c\u0259lb etm\u0259d\u0259n Fond t\u0259r\u0259find\u0259n ba\u011flanm\u0131\u015f banklar\u0131n aktivl\u0259rinin realla\u015fd\u0131r\u0131lmas\u0131ndan daxil olan v\u0259sait v\u0259 f\u0259aliyy\u0259td\u0259 olan banklar\u0131n \u00f6d\u0259dikl\u0259ri t\u0259qvim haqq\u0131\u00a0 hesab\u0131na \u00f6d\u0259nil\u0259c\u0259k.<\/p>\n<p><strong>\u0130ctimai.az\u00a0<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cAGBank\u201d ASC v\u0259 \u201cNBCBank\u201d ASC -nin lisenziyalar\u0131 l\u0259\u011fv edilib v\u0259 h\u0259r iki bank\u0131n m\u00fcflisl\u0259\u015fm\u0259 yolu il\u0259 l\u0259\u011fv edilm\u0259si bar\u0259d\u0259 m\u0259hk\u0259m\u0259y\u0259 m\u00fcraci\u0259t olunub. &#8220;Qafqazinfo&#8221; x\u0259b\u0259r verir ki, bu bar\u0259d\u0259 M\u0259rk\u0259zi Bank m\u0259lumat yay\u0131b: Az\u0259rbaycan Respublikas\u0131 M\u0259rk\u0259zi Bank\u0131n\u0131n \u0130dar\u0259 Hey\u0259tinin 27 aprel 2020-ci il tarixli q\u0259rarlar\u0131 il\u0259 \u201cBanklar haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131 Qanununun 57.1-ci v\u0259 57.3-c\u00fc madd\u0259l\u0259rin\u0259 \u0259sas\u0259n [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2633,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[],"class_list":["post-2632","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Az\u0259rbaycanda bu banklar da ba\u011fland\u0131 - \u0130CT\u0130MA\u0130.AZ<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ictimai.az\/?p=2632\" \/>\n<meta property=\"og:locale\" content=\"az_AZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Az\u0259rbaycanda bu banklar da ba\u011fland\u0131 - \u0130CT\u0130MA\u0130.AZ\" \/>\n<meta property=\"og:description\" content=\"\u201cAGBank\u201d ASC v\u0259 \u201cNBCBank\u201d ASC -nin lisenziyalar\u0131 l\u0259\u011fv edilib v\u0259 h\u0259r iki bank\u0131n m\u00fcflisl\u0259\u015fm\u0259 yolu il\u0259 l\u0259\u011fv edilm\u0259si bar\u0259d\u0259 m\u0259hk\u0259m\u0259y\u0259 m\u00fcraci\u0259t olunub. &#8220;Qafqazinfo&#8221; x\u0259b\u0259r verir ki, bu bar\u0259d\u0259 M\u0259rk\u0259zi Bank m\u0259lumat yay\u0131b: Az\u0259rbaycan Respublikas\u0131 M\u0259rk\u0259zi Bank\u0131n\u0131n \u0130dar\u0259 Hey\u0259tinin 27 aprel 2020-ci il tarixli q\u0259rarlar\u0131 il\u0259 \u201cBanklar haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131 Qanununun 57.1-ci v\u0259 57.3-c\u00fc madd\u0259l\u0259rin\u0259 \u0259sas\u0259n [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ictimai.az\/?p=2632\" \/>\n<meta property=\"og:site_name\" content=\"\u0130CT\u0130MA\u0130.AZ\" \/>\n<meta property=\"article:published_time\" content=\"2020-05-12T08:44:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-05-12T17:17:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ictimai.az\/core\/uploads\/2020\/05\/ictimai_763467764d15680880e0890340db6683_j5x0ghai6k4lubpqr29t.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"637\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"R\u0259\u015fad Bayramov\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"R\u0259\u015fad Bayramov\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/ictimai.az\\\/?p=2632#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ictimai.az\\\/?p=2632\"},\"author\":{\"name\":\"R\u0259\u015fad Bayramov\",\"@id\":\"https:\\\/\\\/ictimai.az\\\/#\\\/schema\\\/person\\\/1da94bf2c7ab5d83ad349237bec1e6af\"},\"headline\":\"Az\u0259rbaycanda bu banklar da ba\u011fland\u0131\",\"datePublished\":\"2020-05-12T08:44:38+00:00\",\"dateModified\":\"2020-05-12T17:17:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/ictimai.az\\\/?p=2632\"},\"wordCount\":1124,\"publisher\":{\"@id\":\"https:\\\/\\\/ictimai.az\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/ictimai.az\\\/?p=2632#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ictimai.az\\\/core\\\/uploads\\\/2020\\\/05\\\/ictimai_763467764d15680880e0890340db6683_j5x0ghai6k4lubpqr29t.jpg\",\"articleSection\":[\"Biznes\"],\"inLanguage\":\"az\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ictimai.az\\\/?p=2632\",\"url\":\"https:\\\/\\\/ictimai.az\\\/?p=2632\",\"name\":\"Az\u0259rbaycanda bu banklar da ba\u011fland\u0131 - \u0130CT\u0130MA\u0130.AZ\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ictimai.az\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/ictimai.az\\\/?p=2632#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/ictimai.az\\\/?p=2632#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ictimai.az\\\/core\\\/uploads\\\/2020\\\/05\\\/ictimai_763467764d15680880e0890340db6683_j5x0ghai6k4lubpqr29t.jpg\",\"datePublished\":\"2020-05-12T08:44:38+00:00\",\"dateModified\":\"2020-05-12T17:17:37+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/ictimai.az\\\/?p=2632#breadcrumb\"},\"inLanguage\":\"az\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/ictimai.az\\\/?p=2632\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"az\",\"@id\":\"https:\\\/\\\/ictimai.az\\\/?p=2632#primaryimage\",\"url\":\"https:\\\/\\\/ictimai.az\\\/core\\\/uploads\\\/2020\\\/05\\\/ictimai_763467764d15680880e0890340db6683_j5x0ghai6k4lubpqr29t.jpg\",\"contentUrl\":\"https:\\\/\\\/ictimai.az\\\/core\\\/uploads\\\/2020\\\/05\\\/ictimai_763467764d15680880e0890340db6683_j5x0ghai6k4lubpqr29t.jpg\",\"width\":637,\"height\":400},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/ictimai.az\\\/?p=2632#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/ictimai.az\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Az\u0259rbaycanda bu banklar da ba\u011fland\u0131\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/ictimai.az\\\/#website\",\"url\":\"https:\\\/\\\/ictimai.az\\\/\",\"name\":\"\u0130CT\u0130MA\u0130.AZ\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/ictimai.az\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/ictimai.az\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"az\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/ictimai.az\\\/#organization\",\"name\":\"\u0130CT\u0130MA\u0130.AZ\",\"url\":\"https:\\\/\\\/ictimai.az\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"az\",\"@id\":\"https:\\\/\\\/ictimai.az\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/ictimai.az\\\/core\\\/uploads\\\/2026\\\/06\\\/cropped-ictimai_0380d81099c6fe3baae753faceb5481f_p41rg2mzq0uyvextfh3k-768x768-1-3.png\",\"contentUrl\":\"https:\\\/\\\/ictimai.az\\\/core\\\/uploads\\\/2026\\\/06\\\/cropped-ictimai_0380d81099c6fe3baae753faceb5481f_p41rg2mzq0uyvextfh3k-768x768-1-3.png\",\"width\":768,\"height\":768,\"caption\":\"\u0130CT\u0130MA\u0130.AZ\"},\"image\":{\"@id\":\"https:\\\/\\\/ictimai.az\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/ictimai.az\\\/#\\\/schema\\\/person\\\/1da94bf2c7ab5d83ad349237bec1e6af\",\"name\":\"R\u0259\u015fad Bayramov\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"az\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/83c075605ba0a4d35d59726aaad89cfa8008d1f01603342c56f1dd79784491bc?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/83c075605ba0a4d35d59726aaad89cfa8008d1f01603342c56f1dd79784491bc?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/83c075605ba0a4d35d59726aaad89cfa8008d1f01603342c56f1dd79784491bc?s=96&d=mm&r=g\",\"caption\":\"R\u0259\u015fad Bayramov\"},\"sameAs\":[\"https:\\\/\\\/ictimai.az\\\/\"],\"url\":\"https:\\\/\\\/ictimai.az\\\/?author=2\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Az\u0259rbaycanda bu banklar da ba\u011fland\u0131 - \u0130CT\u0130MA\u0130.AZ","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ictimai.az\/?p=2632","og_locale":"az_AZ","og_type":"article","og_title":"Az\u0259rbaycanda bu banklar da ba\u011fland\u0131 - \u0130CT\u0130MA\u0130.AZ","og_description":"\u201cAGBank\u201d ASC v\u0259 \u201cNBCBank\u201d ASC -nin lisenziyalar\u0131 l\u0259\u011fv edilib v\u0259 h\u0259r iki bank\u0131n m\u00fcflisl\u0259\u015fm\u0259 yolu il\u0259 l\u0259\u011fv edilm\u0259si bar\u0259d\u0259 m\u0259hk\u0259m\u0259y\u0259 m\u00fcraci\u0259t olunub. &#8220;Qafqazinfo&#8221; x\u0259b\u0259r verir ki, bu bar\u0259d\u0259 M\u0259rk\u0259zi Bank m\u0259lumat yay\u0131b: Az\u0259rbaycan Respublikas\u0131 M\u0259rk\u0259zi Bank\u0131n\u0131n \u0130dar\u0259 Hey\u0259tinin 27 aprel 2020-ci il tarixli q\u0259rarlar\u0131 il\u0259 \u201cBanklar haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131 Qanununun 57.1-ci v\u0259 57.3-c\u00fc madd\u0259l\u0259rin\u0259 \u0259sas\u0259n [&hellip;]","og_url":"https:\/\/ictimai.az\/?p=2632","og_site_name":"\u0130CT\u0130MA\u0130.AZ","article_published_time":"2020-05-12T08:44:38+00:00","article_modified_time":"2020-05-12T17:17:37+00:00","og_image":[{"width":637,"height":400,"url":"https:\/\/ictimai.az\/core\/uploads\/2020\/05\/ictimai_763467764d15680880e0890340db6683_j5x0ghai6k4lubpqr29t.jpg","type":"image\/jpeg"}],"author":"R\u0259\u015fad Bayramov","twitter_card":"summary_large_image","twitter_misc":{"Written by":"R\u0259\u015fad Bayramov","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ictimai.az\/?p=2632#article","isPartOf":{"@id":"https:\/\/ictimai.az\/?p=2632"},"author":{"name":"R\u0259\u015fad Bayramov","@id":"https:\/\/ictimai.az\/#\/schema\/person\/1da94bf2c7ab5d83ad349237bec1e6af"},"headline":"Az\u0259rbaycanda bu banklar da ba\u011fland\u0131","datePublished":"2020-05-12T08:44:38+00:00","dateModified":"2020-05-12T17:17:37+00:00","mainEntityOfPage":{"@id":"https:\/\/ictimai.az\/?p=2632"},"wordCount":1124,"publisher":{"@id":"https:\/\/ictimai.az\/#organization"},"image":{"@id":"https:\/\/ictimai.az\/?p=2632#primaryimage"},"thumbnailUrl":"https:\/\/ictimai.az\/core\/uploads\/2020\/05\/ictimai_763467764d15680880e0890340db6683_j5x0ghai6k4lubpqr29t.jpg","articleSection":["Biznes"],"inLanguage":"az"},{"@type":"WebPage","@id":"https:\/\/ictimai.az\/?p=2632","url":"https:\/\/ictimai.az\/?p=2632","name":"Az\u0259rbaycanda bu banklar da ba\u011fland\u0131 - \u0130CT\u0130MA\u0130.AZ","isPartOf":{"@id":"https:\/\/ictimai.az\/#website"},"primaryImageOfPage":{"@id":"https:\/\/ictimai.az\/?p=2632#primaryimage"},"image":{"@id":"https:\/\/ictimai.az\/?p=2632#primaryimage"},"thumbnailUrl":"https:\/\/ictimai.az\/core\/uploads\/2020\/05\/ictimai_763467764d15680880e0890340db6683_j5x0ghai6k4lubpqr29t.jpg","datePublished":"2020-05-12T08:44:38+00:00","dateModified":"2020-05-12T17:17:37+00:00","breadcrumb":{"@id":"https:\/\/ictimai.az\/?p=2632#breadcrumb"},"inLanguage":"az","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ictimai.az\/?p=2632"]}]},{"@type":"ImageObject","inLanguage":"az","@id":"https:\/\/ictimai.az\/?p=2632#primaryimage","url":"https:\/\/ictimai.az\/core\/uploads\/2020\/05\/ictimai_763467764d15680880e0890340db6683_j5x0ghai6k4lubpqr29t.jpg","contentUrl":"https:\/\/ictimai.az\/core\/uploads\/2020\/05\/ictimai_763467764d15680880e0890340db6683_j5x0ghai6k4lubpqr29t.jpg","width":637,"height":400},{"@type":"BreadcrumbList","@id":"https:\/\/ictimai.az\/?p=2632#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ictimai.az\/"},{"@type":"ListItem","position":2,"name":"Az\u0259rbaycanda bu banklar da ba\u011fland\u0131"}]},{"@type":"WebSite","@id":"https:\/\/ictimai.az\/#website","url":"https:\/\/ictimai.az\/","name":"\u0130CT\u0130MA\u0130.AZ","description":"","publisher":{"@id":"https:\/\/ictimai.az\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ictimai.az\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"az"},{"@type":"Organization","@id":"https:\/\/ictimai.az\/#organization","name":"\u0130CT\u0130MA\u0130.AZ","url":"https:\/\/ictimai.az\/","logo":{"@type":"ImageObject","inLanguage":"az","@id":"https:\/\/ictimai.az\/#\/schema\/logo\/image\/","url":"https:\/\/ictimai.az\/core\/uploads\/2026\/06\/cropped-ictimai_0380d81099c6fe3baae753faceb5481f_p41rg2mzq0uyvextfh3k-768x768-1-3.png","contentUrl":"https:\/\/ictimai.az\/core\/uploads\/2026\/06\/cropped-ictimai_0380d81099c6fe3baae753faceb5481f_p41rg2mzq0uyvextfh3k-768x768-1-3.png","width":768,"height":768,"caption":"\u0130CT\u0130MA\u0130.AZ"},"image":{"@id":"https:\/\/ictimai.az\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/ictimai.az\/#\/schema\/person\/1da94bf2c7ab5d83ad349237bec1e6af","name":"R\u0259\u015fad Bayramov","image":{"@type":"ImageObject","inLanguage":"az","@id":"https:\/\/secure.gravatar.com\/avatar\/83c075605ba0a4d35d59726aaad89cfa8008d1f01603342c56f1dd79784491bc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83c075605ba0a4d35d59726aaad89cfa8008d1f01603342c56f1dd79784491bc?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/83c075605ba0a4d35d59726aaad89cfa8008d1f01603342c56f1dd79784491bc?s=96&d=mm&r=g","caption":"R\u0259\u015fad Bayramov"},"sameAs":["https:\/\/ictimai.az\/"],"url":"https:\/\/ictimai.az\/?author=2"}]}},"_links":{"self":[{"href":"https:\/\/ictimai.az\/index.php?rest_route=\/wp\/v2\/posts\/2632","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ictimai.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ictimai.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ictimai.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ictimai.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2632"}],"version-history":[{"count":0,"href":"https:\/\/ictimai.az\/index.php?rest_route=\/wp\/v2\/posts\/2632\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ictimai.az\/index.php?rest_route=\/wp\/v2\/media\/2633"}],"wp:attachment":[{"href":"https:\/\/ictimai.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ictimai.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ictimai.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}