Az\u0259rbaycanda mikro sahibkarl\u0131\u011f\u0131n kreditl\u0259\u015fm\u0259si bazar\u0131n\u0131n lideri olan \u201cAccessBank\u201d QSC 2025-ci ilin III r\u00fcb\u00fcn\u00fcn sonuna olan maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b.<\/p>\n
\u018ftrafl\u0131 m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn: https:\/\/bit.ly\/423QT61<\/p>\n
Bank, 2025-ci ilin hesabat d\u00f6vr\u00fcn\u00fcn n\u0259tic\u0259l\u0259rin\u0259 g\u00f6r\u0259, 35,6 milyon manat xalis m\u0259nf\u0259\u0259t \u0259ld\u0259 edib. Onun aktivl\u0259ri \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 10,6 % v\u0259 yaxud 155,1 milyon manat artaraq 1,6 milyard manat\u0131 ke\u00e7ib.<\/p>\n
S\u00f6z\u00fcged\u0259n art\u0131m\u0131n \u0259sas s\u0259b\u0259bi kimi kredit portfelinin, x\u00fcsus\u0259n biznes kreditl\u0259rinin art\u0131m\u0131, depozitorlar\u0131n banka inam\u0131n\u0131n artmas\u0131, habel\u0259 yeni beyn\u0259lxalq kreditl\u0259rin c\u0259lb edilm\u0259si qeyd oluna bil\u0259r. Bel\u0259 ki:<\/p>\n
Kredit portfeli \u00f6t\u0259n ilin analoji d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 15,6 % v\u0259 yaxud 175,2 milyon manat artaraq 1 milyard 296,9 milyon manat t\u0259\u015fkil edib.<\/p>\n
Kredit portfelinin 76,8 %-i biznes\u0259 ayr\u0131lm\u0131\u015f kreditl\u0259r t\u0259\u015fkil edir ki, bu da 995,8 milyon manatd\u0131r. \u00d6t\u0259n ilin analoji d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 biznes portfeli 13,9 % v\u0259 yaxud 121,5 milyon manat art\u0131b.<\/p>\n
Depozit portfelinin h\u0259cmi 1 milyard manatdan y\u00fcks\u0259kdir v\u0259 hesabat d\u00f6vr\u00fcn\u00fcn sonuna 1 milyard 45,1 milyon manat t\u0259\u015fkil edir.<\/p>\n
\u201cAccessBank\u201d hesabat d\u00f6vr\u00fcnd\u0259 beyn\u0259lxalq n\u00fcfuzlu xarici kreditorlardan 45,3 milyon manat ekvivalentind\u0259 kredit c\u0259lb edib. N\u0259tic\u0259d\u0259, beyn\u0259lxalq maliyy\u0259 institutlar\u0131ndan c\u0259lb edilmi\u015f v\u0259saitl\u0259rin qal\u0131\u011f\u0131 145,7 milyon manata \u00e7at\u0131b.<\/p>\n
\u018flav\u0259 olaraq, beyn\u0259lxalq maliyy\u0259 qurumlar\u0131n\u0131n Bankla uzunm\u00fcdd\u0259tli \u0259m\u0259kda\u015fl\u0131\u011f\u0131 \u00e7\u0259r\u00e7iv\u0259sind\u0259 10 milyon AB\u015e dollar\u0131 subordinasiya olunmu\u015f borc \u00f6hd\u0259liyi c\u0259lb edilib.<\/p>\n
2025-ci ilin hesabat d\u00f6vr\u00fc \u0259rzind\u0259 Bank\u0131n m\u0259cmu kapital\u0131 \u00f6t\u0259n ilin analoji d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 29,5 % v\u0259 yaxud 50,5 milyon manat artaraq 221,8 milyon manata y\u00fcks\u0259lib ki, bu da requlyativ t\u0259l\u0259bd\u0259n 4,4 d\u0259f\u0259 \u00e7oxdur. Art\u0131m\u0131n \u0259sas s\u0259b\u0259bi generasiya edil\u0259n m\u0259nf\u0259\u0259t v\u0259 kapital elementi olan xaricd\u0259n c\u0259lb olunmu\u015f subordinasiya olunmu\u015f kredit borcudur.<\/p>\n
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Faiz g\u0259lirl\u0259ri \u00f6t\u0259n ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 13,2 % artaraq 187,1 milyon manat t\u0259\u015fkil edib. Xalis faiz g\u0259lirl\u0259ri is\u0259 11,2 milyon artaraq 114,2 milyon manat t\u0259\u015fkil edib.<\/p>\n
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Xalis \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti is\u0259 2025-ci ilin hesabat d\u00f6vr\u00fc \u0259rzind\u0259 54,7 milyon manat t\u0259\u015fkil edib.<\/p>\n
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Bank\u0131n likvidlik m\u00f6vqeyi dayan\u0131ql\u0131d\u0131r v\u0259 likvidlik \u0259msal\u0131 67,68 % t\u0259\u015fkil edir ki, bu da Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n t\u0259l\u0259b etdiyi minimum normadan 2,3 d\u0259f\u0259 y\u00fcks\u0259kdir.<\/p>\n
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\u201cAccessBank\u201d Az\u0259rbaycan\u0131n mikromaliyy\u0259l\u0259\u015fdirm\u0259 bazar\u0131nda lider olaraq, 2002-ci ild\u0259n ki\u00e7ik v\u0259 orta biznesl\u0259r\u0259 xidm\u0259t g\u00f6st\u0259rir. Bank\u0131n s\u0259hmdarlar\u0131 s\u0131ras\u0131nda Asiya \u0130nki\u015faf Bank\u0131, Avropa \u0130nvestisiya Bank\u0131, Beyn\u0259lxalq Maliyy\u0259 Korporasiyas\u0131 kimi beyn\u0259lxalq t\u0259\u015fkilat v\u0259 qurumlar yer al\u0131r. Bank\u0131n 14-\u00fc Bak\u0131da, 22-i b\u00f6lg\u0259l\u0259rd\u0259 olmaqla, 36 filial\u0131 f\u0259aliyy\u0259t g\u00f6st\u0259rir v\u0259 MKOB-lar \u00fc\u00e7\u00fcn \u0259l\u00e7atan maliyy\u0259l\u0259\u015fdirm\u0259 imkanlar\u0131n\u0131 t\u0259qdim etm\u0259y\u0259 davam edir.<\/p>\n
Filiallar haqq\u0131nda \u0259lav\u0259 m\u0259lumat linkd\u0259 t\u0259qdim edilir: http:\/\/bit.ly\/accessbank-filiallar .<\/p>\n
Bank\u0131n xidm\u0259tl\u0259ri haqq\u0131nda daha \u0259trafl\u0131 m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn 151 \u018flaq\u0259 M\u0259rk\u0259zin\u0259 z\u0259ng etm\u0259k, h\u0259m\u00e7inin www.accessbank.az sayt\u0131na v\u0259 ya bank\u0131n m\u00fcxt\u0259lif sosial \u015f\u0259b\u0259k\u0259l\u0259rd\u0259 olan s\u0259hif\u0259l\u0259rin\u0259 (Facebook, Instagram, LinkedIn) m\u00fcraci\u0259t ed\u0259 bil\u0259rsiniz.<\/p>\n
*AccessBank\u201d Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n verdiyi 25 oktyabr 2002-ci il tarixli 245 sayl\u0131 lisenziya \u0259sas\u0131nda f\u0259aliyy\u0259t g\u00f6st\u0259rir. Bank\u0131n Ba\u015f ofisi Bak\u0131 \u015f\u0259h\u0259ri, Yasamal rayonu, Tbilisi prospekti, 3 \u00fcnvan\u0131nda yerl\u0259\u015fir.<\/p>\n","protected":false},"excerpt":{"rendered":"
Az\u0259rbaycanda mikro sahibkarl\u0131\u011f\u0131n kreditl\u0259\u015fm\u0259si bazar\u0131n\u0131n lideri olan \u201cAccessBank\u201d QSC 2025-ci ilin III r\u00fcb\u00fcn\u00fcn sonuna olan maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. \u018ftrafl\u0131 m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn: https:\/\/bit.ly\/423QT61 Bank, 2025-ci ilin hesabat d\u00f6vr\u00fcn\u00fcn n\u0259tic\u0259l\u0259rin\u0259 g\u00f6r\u0259, 35,6 milyon manat xalis m\u0259nf\u0259\u0259t \u0259ld\u0259 edib. Onun aktivl\u0259ri \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 10,6 % v\u0259 yaxud 155,1 milyon manat artaraq 1,6 […]<\/p>\n","protected":false},"author":2,"featured_media":76374,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[],"class_list":["post-76373","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"yoast_head":"\n