Mobillik sah\u0259sind\u0259 on ild\u0259n art\u0131q qlobal t\u0259cr\u00fcb\u0259y\u0259 malik “Mastercard” n\u0259qliyyat \u00f6d\u0259ni\u015fl\u0259ri \u00fc\u00e7\u00fcn yeni standartlar m\u00fc\u0259yy\u0259n edir. \u015eirk\u0259tin a\u00e7\u0131q d\u00f6vr\u0259li h\u0259ll\u0259ri art\u0131q d\u00fcnyan\u0131n 300-d\u0259n \u00e7ox \u015f\u0259h\u0259rind\u0259 t\u0259tbiq olunub v\u0259 \u015f\u0259b\u0259k\u0259 s\u00fcr\u0259tl\u0259 geni\u015fl\u0259nir. Bu sistemin \u0259sas m\u0259qs\u0259di – \u015f\u0259h\u0259r mobilliyini daha rahat, \u0259l\u00e7atan v\u0259 s\u0259m\u0259r\u0259li etm\u0259kdir.<\/p>\n
Bak\u0131 da bu modernl\u0259\u015fm\u0259nin n\u00f6vb\u0259ti m\u0259rh\u0259l\u0259sin\u0259 do\u011fru add\u0131mlay\u0131r. \u015e\u0259h\u0259r ictimai n\u0259qliyyat\u0131 a\u00e7\u0131qd\u00f6vr\u0259li \u00f6d\u0259ni\u015f q\u0259buluna haz\u0131rla\u015f\u0131r ki, bu da s\u0259rni\u015finl\u0259rin “Mastercard” kartlar\u0131 v\u0259 mobil cihazlar\u0131 il\u0259 rahat \u015f\u0259kild\u0259 \u00f6d\u0259ni\u015f etm\u0259sin\u0259 imkan ver\u0259c\u0259k. Bak\u0131da ictimai n\u0259qliyyatda kartla \u00f6d\u0259ni\u015fl\u0259rin t\u0259tbiqi metro stansiyalar\u0131ndan ba\u015flan\u0131b v\u0259 n\u00f6vb\u0259ti m\u0259rh\u0259l\u0259d\u0259 avtobuslar\u0131 da \u0259hat\u0259 ed\u0259c\u0259yi g\u00f6zl\u0259nilir.<\/p>\n
“Mastercard Az\u0259rbaycan” ictimai n\u0259qliyyat sisteminin open-loop \u00f6d\u0259ni\u015fl\u0259r \u00fc\u00e7\u00fcn transformasiyas\u0131na ba\u015flan\u0131lmas\u0131 fonunda \u015f\u0259h\u0259r mobilliyinin g\u0259l\u0259c\u0259yinin formala\u015fd\u0131r\u0131lmas\u0131na t\u00f6hf\u0259 verir. Bak\u0131 metropolitenind\u0259 kartla \u00f6d\u0259ni\u015fl\u0259rin istifad\u0259y\u0259 verilm\u0259si il\u0259 \u015f\u0259h\u0259r qlobal miqyasda tan\u0131nan fasil\u0259siz v\u0259 a\u011f\u0131ll\u0131 mobillik modelin\u0259 do\u011fru m\u00fch\u00fcm add\u0131m at\u0131r.<\/p>\n
“Mastercard” mobillik sah\u0259sind\u0259 innovasiyalar \u00fczr\u0259 on ild\u0259n art\u0131q qlobal t\u0259cr\u00fcb\u0259y\u0259 malikdir. \u015eirk\u0259tin open-loop \u00f6d\u0259ni\u015f sisteml\u0259ri haz\u0131rda d\u00fcnyan\u0131n 300-d\u0259n \u00e7ox \u015f\u0259h\u0259rind\u0259, o c\u00fcml\u0259d\u0259n \u0130stanbul, London, Amsterdam, Sinqapur, Nyu-York, Sidney v\u0259 Milanda f\u0259aliyy\u0259t g\u00f6st\u0259rir. Bu sisteml\u0259ri birl\u0259\u015fdir\u0259n \u0259sas m\u0259qs\u0259d – \u015f\u0259h\u0259rl\u0259r \u00fczr\u0259 h\u0259r\u0259k\u0259ti maksimum sad\u0259 v\u0259 rahat etm\u0259kdir.<\/p>\n
A\u00e7\u0131q d\u00f6vr\u0259li (Open Loop) sistemin \u00fcst\u00fcnl\u00fckl\u0259ri<\/strong><\/p>\n \u018fn\u0259n\u0259vi qapal\u0131 d\u00f6vr\u0259li sisteml\u0259rd\u0259 s\u0259rni\u015finl\u0259r ayr\u0131ca n\u0259qliyyat kart\u0131 almal\u0131 v\u0259 onu m\u00fct\u0259madi olaraq balansla doldurmal\u0131d\u0131r. A\u00e7\u0131qd\u00f6vr\u0259li model is\u0259 istifad\u0259\u00e7il\u0259r\u0259 \u00f6z m\u00f6vcud debet v\u0259 ya kredit kartlar\u0131ndan, telefonlar\u0131ndan v\u0259 ya geyil\u0259 bil\u0259n cihazlar\u0131ndan rahatl\u0131qla istifad\u0259 etm\u0259y\u0259 imkan verir. \u018flav\u0259 kart alma\u011fa ehtiyac yoxdur; sad\u0259c\u0259 kart\u0131 v\u0259 ya telefonu validatora yax\u0131nla\u015fd\u0131rmaq kifay\u0259tdir. Bu, vaxt itkisinin v\u0259 v\u0259sait itirm\u0259k riskinin qar\u015f\u0131s\u0131n\u0131 al\u0131r, h\u0259m yerli s\u0259rni\u015finl\u0259r, h\u0259m d\u0259 \u015f\u0259h\u0259r\u0259 g\u0259l\u0259n turistl\u0259r \u00fc\u00e7\u00fcn prosesi maksimum sad\u0259l\u0259\u015fdirir.<\/p>\n Qlobal t\u0259sir v\u0259 u\u011furlu n\u00fcmun\u0259l\u0259r<\/strong><\/p>\n “Mastercard”\u0131n a\u00e7\u0131q d\u00f6vr\u0259li h\u0259ll\u0259ri art\u0131q d\u00fcnyan\u0131n bir \u00e7ox apar\u0131c\u0131 \u015f\u0259h\u0259rl\u0259rind\u0259 s\u0259m\u0259r\u0259ni art\u0131r\u0131b:<\/p>\n – London – t\u0259mass\u0131z \u00f6d\u0259ni\u015fl\u0259rin dominant \u00fcsula \u00e7evrildiyi ilk \u015f\u0259h\u0259rl\u0259rd\u0259n biri, g\u00fcnd\u0259lik milyonlarla \u0259m\u0259liyyat v\u0259 azalan idar\u0259etm\u0259 x\u0259rcl\u0259ri.<\/p>\n – Hollandiya – \u00f6lk\u0259 \u00fczr\u0259 vahid a\u00e7\u0131q sistem say\u0259sind\u0259 s\u0259rni\u015finl\u0259r qatar, avtobus v\u0259 tramvayda eyni kartdan istifad\u0259 ed\u0259 bilir.<\/p>\n – Sinqapur – Yer\u00fcst\u00fc N\u0259qliyyat \u0130dar\u0259sinin “Mastercard” il\u0259 \u0259m\u0259kda\u015fl\u0131\u011f\u0131 b\u00fct\u00fcn \u0259sas n\u0259qliyyat n\u00f6vl\u0259rind\u0259 rahat \u00f6d\u0259ni\u015f imkanlar\u0131 yarad\u0131b.<\/p>\n – T\u00fcrkiy\u0259 – son ill\u0259rd\u0259 kartla n\u0259qliyyat \u00f6d\u0259ni\u015fl\u0259rinin geni\u015fl\u0259nm\u0259si t\u0259mass\u0131z \u0259m\u0259liyyatlar\u0131n art\u0131m\u0131na m\u00fch\u00fcm t\u00f6hf\u0259 verib.<\/p>\n Nyu-York, Sidney v\u0259 Milan kimi \u015f\u0259h\u0259rl\u0259r d\u0259 a\u00e7\u0131q d\u00f6vr\u0259li \u00f6d\u0259ni\u015f sisteml\u0259rini inteqrasiya ed\u0259r\u0259k h\u0259m \u015f\u0259h\u0259rl\u0259rin \u0259m\u0259liyyat x\u0259rcl\u0259rini optimalla\u015fd\u0131r\u0131b, h\u0259m d\u0259 s\u0259rni\u015fin t\u0259cr\u00fcb\u0259sini \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 t\u0259kmill\u0259\u015fdirib.<\/p>\n